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Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time you spend. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. A union plus credit card is a flexible way to make purchases and build your credit rating, but it's essential to make your payments in a timely manner. The result of an application is mostly based on your credit score, although other factors are. You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa.

Many of the offers appearing on this site ar.

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