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Right now, you can access a free credit report from each bureau weekly.

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You can buy a house with darn near anything … that the seller agrees to accept.

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Buying a house with a personal loan. Right now, you can access a free credit report from each bureau weekly. Many major credit card companies now provide credit scores for all customers on a monthly basis. If buying a house seems like a daunting process with too many moving parts, it's time to simplify. You can buy a home with a fico score of about 600 pay down credit card balances if you're carrying debt.

Using more can be a sign that you're if you can keep your credit balances low while you're shopping for a house, it will show lenders that you're not relying on credit cards to get by each month.

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